Need an appraisal in Wake County?

Municipalities include - Apex, Cary, Fuquay-Varina, Garner, Holly Springs, Knightdale, Morrisville, Raleigh, Rolesville, Wake Forest, Wendell & Zebulon

The top 6 reasons why North Carolina homeowners order from Heather E. Baggerly-Lucas:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Remove PMI to cut a monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of North Carolina, when real estate needs to be divided
To determine the true market value of a property to settle an estate in North Carolina


	Need help determining the value of your house in or near Apex, North Carolina? Contact Heather E. Baggerly-Lucas.

Heather E. Baggerly-Lucas, Certified Residential Real Estate Appraiser understands the unique needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate business that ordinarily doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inopportune from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Heather E. Baggerly-Lucas can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? I can go out and check the subject and comparables in question in a field review. If you need it ASAP, I'll provide a desk review and verify as many facts as we can, using online data sources as well as my own files.

I can also provide a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.